Recent Commercial Posts

4 Homeowners Insurance Terms You Need to Know

11/6/2019 (Permalink)

Black pen laying on table on top of homeowner’s insurance paper checklist SERVPRO of Eaton County will work with your insurance company to make sure things get back to the way they were.

Owning your own home can be a rewarding experience, but it can also be expensive. Not only do you have to constantly maintain your home, but there are risks you can't control, such as flooding and fire. For this reason, if you own a home, you need homeowners insurance, which will cover some or all costs of covered disasters. To better protect your home, check out these four insurance terms you need to know.

  1. Peril

A peril is anything that could risk damage to your home, and it's one of the main reasons to have homeowners insurance because the insurance company may pay some or all repairmen/replacement costs. Not all perils are included in most homeowners insurance policies. In general, however, they cover the most common types of perils, such as theft or fire.

If you live in an area with frequent flooding, you may be able to purchase additional insurance to protect against flood damage. Most general policies exclude flood damage unless the damage was sudden and unexpected, such as a new washing machine that fails and floods your laundry room.

  1. Catastrophe

Flood insurance is actually a type of catastrophe insurance. A catastrophe is a disaster (man-made or natural) that causes significant damage. It can be one major event or a handful of events that devastate your property. Catastrophes are not usually covered under your standard insurance policy, but they may be necessary if you live in an area with lots of earthquakes, flooding, tornadoes or hurricanes.  

Catastrophe insurance comes in many forms. If you really want to protect everything you own from flooding or terrorist attacks, you can get a policy that will cover the property and everything inside. For a cheaper premium, however, you can also choose a policy that only covers the house and nothing inside.

  1. Actual Cash Value

When your insurance carrier reimburses you, they may give you the actual cash value (sometimes referred to as market value). This will provide money to repair or replace the damage after considering depreciation. For example, if your deck is destroyed, but it was getting old anyway, the insurance carrier will take the age into account. In other words, they may not give you enough to actually cover the total replacement.

If the deck was brand new, however, there is less depreciation, so you may not have to pay any out-of-pocket expenses. In this case, the insurance carrier would give you the replacement value. Regardless of what type of coverage you have, however, they will only provide money for similar materials and quality. You can't have the insurance carrier replace your damaged asphalt roof with a tile shingle roof.

  1. Exclusion

Every insurance policy has exclusions. Exclusions are disasters and instances when the insurance carrier will not reimburse you. Exclusions usually include any damage that was related to maintenance issues or damage that was easy to control. Even if you take great care of your home, parts need to be replaced. Insurance will not cover these routine repairs.

In most cases, the policy will have an actual section detailing all the exclusions (all-risk policies), so you can immediacy know what is and what is not covered. A peril-specific policy, which only covers a handful of disasters, will list what is covered. Anything else is considered an exclusion.  

Don't gamble with your property by neglecting to purchase or have enough homeowners insurance. It can be the difference between losing your home and repairing it after a disaster.

EATON COUNTY COMMERCIAL PROPERTY LOSS

10/28/2019 (Permalink)

Air movers and dehumidifiers drying out employee workspaces Equipment is set to dry out employee work space

Our unlimited resources give us the ability to not only help the homeowners in our communities after a fire or water loss, but the business owners as well.
We understand that 40% of businesses who experience a loss never reopen their doors, and of the 60% who do, 25% will close their doors permanently within the first year. 
Time is always of the essence when it comes to a commercial loss, so our certified crews of SERVPRO of Eaton County use our training an expertise to create a plan that works around the needs of the business we're helping, while keep any businesses down time to a minimum. 
They say "time is money" and nobody knows that to be more true than a small business owner. So if your business experiences a fire or water loss, call the professionals at SERVPRO of Eaton County at 517-541-1170 to ensure a fast response time, and to help get your doors reopened.

Restoring your Eaton County Commercial Property

4/23/2019 (Permalink)

Let us take care of your commercial water damage

It is the nature of this industry that Fire and Water damage situations are a surprise and always come when you least expect it. No matter how much you prepare and plan ahead, an emergency loss can stop production and prevent your company from moving forward. That is where SERVPRO comes in. 

SERVPRO of Eaton County has serving commercial properties just like yours for 14 years and counting. It is our goal to help you return to full functionality as soon as possible. No matter how large or how small your loss may be, we can help!

From massive pipe breaks to a small amount of smoke smell, we will handle your loss with professionalism and understand. 

Call SERVPRO of Eaton County for your commercial loss today at 517-541-1170

Cleaning Your Eaton County Commercial Building

12/20/2018 (Permalink)

We are experienced in all types of commercial Cleaning

SERVPRO of Eaton County is so much more than just Fire and Water Restoration. We offer commercial cleaning as well. Whether you need general weekly clean up or large industrial cleaning annually, we can handle it. 

It can be overwhelming, stressful and not very cost effective to have you employees stop production to do general janitorial work or even larger industrial cleaning. 

Call Today For Your Commercial Cleaning Estimate at 517-541-1170

About SERVPRO of Eaton County

SERVPRO of Eaton County specializes in the cleanup and restoration of commercial and residential property after a water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.

Commercial Fire Damage in Eaton County

12/7/2018 (Permalink)

Fire damage can stop production on your commercial property

Fires in Commercial buildings can devastate operation and severely impact your bottom line. To say nothing about threatening the safety of your employees and customers. While fire damage in any form can be stressful and overwhelming, we strive to make the clean up process run as smoothly and quickly as possible. 

While we all are very diligent in our fire prevention preparations, accidents and surprises do happen.  A quick call to SERVPRO of Eaton County can make all the difference. The faster you make that call, the faster we can be onsite to help. We can pack out the affected contents for cleaning, clean and repair the structure and we even offer emergency board up services for security.  No job is too big or too small!

Please contact SERVPRO of Eaton County for your commercial fire damage restoration at 517-541-1170. 

Commercial Cleaning

10/26/2018 (Permalink)

Commercial Carpet Cleaning

When opening a new business it is important to start with a clean and organized work space. Did you know that SERVPRO of Eaton County offers free cleaning estimates? We are committed to helping your business get started on the right foot by helping you prepare your work space. Whether its just some commercial carpet cleaning or cleaning the entire building, SERVPRO of Eaton County can handle it.  There is no job too big or too small! 

Some things that we can help with that you may not know about:

-Carpet Cleaning

-Commercial Structure Cleaning

-Commercial Kitchen Cleaning Including Hood Cleaning

-Ceiling Tile Removing and Replacing

-Painting

-And much more! Just ask!

Call SERVPRO of Eaton County today for your free estimate. 517-541-1170

Commercially Owned Apartment Repair

10/26/2018 (Permalink)

There are no guarantees in owning commercial properties. Especially properties with rental units. You never know what may happen in those units or what might kind of loss may occur. You cannot control whether a tenant is always on site to monitor any potential loss that may occur. SERVPRO of Eaton County is always able to help. Even when the owner is out of state we can assist in tracking down a cause of loss, cleaning up any mess and even doing repairs. We can handle a full demo and repair no matter how far away the owner might be. In the case in the attached photo, the customer signed forms, authorized repairs and picked out new materials remotely. We were able to handle all the stress of the situation without the customer needing to come home. 

Call SERVPRO of Eaton County today for all of your commercial restoration needs! 517-541-1170

Restoring Your Eaton County Commercial Property After A Water Damage Event

3/14/2018 (Permalink)

Commercial Water Damage Events Present Unique Challenges

Flooding and water damage events at Eaton County commercial properties are often complex with numerous issues that require a knowledgeable and flexible response. Whether we’re dealing with a relatively small water cleanup scenario or a large scale event, we work quickly to assess each unique situation and isolate the damaged area. In many instances, normal operations can continue in a temporary space while we restore your facility.

Restoring Commercial Properties Presents Unique Challenges

Our professionals are trained to be mindful of legal and environmental concerns and strive to fully restore the damaged area while working within your budgetary constraints. We understand that every hour spent cleaning up is an hour of lost revenue and productivity. So when an emergency situation arises in your business, give us a call and we’ll be there fast with the help you need.

About SERVPRO of Eaton County

SERVPRO of Eaton County specializes in the cleanup and restoration of commercial and residential property after a water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.